The infrastructure layer
for private credit

Moody's + DTCC + Nasdaq for a $3.5 trillion market that has none. AI-native verification, registry, compliance, and exchange — purpose-built for mid-market private credit.

Read the thesis ↓
$3.5T
Private Credit AUM
$12B+
Fraud losses (6 months)
$7B+
Incumbent M&A (24 months)
0
Mid-market infrastructure
THE THESIS

A $3.5 trillion market operates
without basic infrastructure

No universal registry. No standardized verification. No mid-market risk assessments. No liquid secondary market. Every deal runs on Excel.

BEFORE UMFR
$100–250Kper due diligence
4–6 monthsper transaction
Excel & PDFindustry standard
Zeromid-market infra
WITH UMFR
$15Kper due diligence
2 weeksper transaction
AI-nativeplatform
6 modulesfull-stack infrastructure
PLATFORM

Six modules. One platform.

Each module works independently. Clients start with one, expand naturally.

◉VERIFY

AI document verification, anomaly detection, risk scoring

▣REGISTER

Universal registry of financial obligations, structured data

◈COMPLY

Automated regulatory reporting — DORA, ILPA, SEC

◎CONNECT

API layer, enterprise integrations, data feeds

⬡TRADE

Deal matching, secondary market, settlement

✦EXPAND

Tokenization, indices, structured products, white-label

WHY NOW

12–18 month window

01
Fraud Wave
$12B+ in ABF collapses. Board-level urgency at every major fund. Verification is no longer optional.
02
$3.5T Critical Mass
Private credit outgrew spreadsheets. Market now large enough to justify dedicated infrastructure.
03
Moody's + MSCI
Joint product validates thesis. But large-cap only. Mid-market ($1–50M) remains completely unserved.
04
Regulatory Pressure
DORA (EU, Jan 2025), SEC FY2026 exam priorities, ILPA v2.0 — all explicitly targeting private credit.
MARKET VALIDATION

Incumbents are buying, not building

$7B+ spent on private markets data infrastructure in 24 months. Every major player is acquiring pieces of what UMFR builds as one platform.

BlackRock→Preqin
$3.2B
~13x revPrivate markets data
S&P Global→With Intelligence
$1.8B
~14x revAlt asset intelligence
MSCI→Burgiss
$913M
~12x revPrivate capital analytics
Clearwater→Enfusion
$1.5B
~7.5x revPortfolio management
Total: 4 deals in 24 months $7.4B+

Get in Touch

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founder@umfr.io

We respond within 24 hours.